Stripe or Mollie: which should I pick?

The main points compared

The fees are the ones Stippa shows, per successful transaction and excluding VAT.

Which payment methods does the other one lack?

Through Stippa, with Stripe you offer iDEAL, credit and debit cards, Bancontact and Klarna. Mollie has those too, plus PayPal, Apple Pay, SOFORT Banking, Przelewy24, EPS, Belfius and KBC/CBC.

If your customers want to pay with PayPal or Apple Pay, choose Mollie.

Are the costs really different?

A little. iDEAL is 4 cents cheaper per payment with Stripe, and so are European cards. Bancontact and Klarna are cheaper with Mollie. If your customers mostly pay with iDEAL, it saves a few euros per hundred payments.

When should you choose Stripe?

• You expect international customers, or want to expand to other countries later
• You want an extensive dashboard with detailed overviews
• You find advanced fraud detection important (Stripe Radar)
• Your customers mostly pay with iDEAL or a European card

When should you choose Mollie?

• You want Dutch-speaking customer service for questions or problems
• You work mostly in the Netherlands and Belgium
• You want to offer PayPal or Apple Pay
• You prefer a Dutch-language dashboard

Recommendation

For a business in the Netherlands both are fine choices. The difference is mostly preference:

• Choose Mollie if you want Dutch support or want to offer PayPal and Apple Pay.
• Choose Stripe if you're comfortable with an international platform or want to expand later.